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Lucky Ladies Blackjack: Play for Free or Claim a Bonus

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Blackjack Lucky Ladies
Felt Gaming
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Felt Gaming
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GameBlackjack

Master the Lucky Ladies Blackjack side bet

Blackjack is one of the most popular casino table games out there. When you’re playing, you’ll often have the choice to engage with various side bets to make things more interesting, including the very popular Lucky Ladies Blackjack side bet.

This follows essentially the same rules as standard American blackjack, but adds the Lucky Ladies side bet that you can make on each hand you play, which can give you a payout as high as 125:1. In this guide, I explore this exciting game variant, how it works, and how you can incorporate it into your standard blackjack strategy.

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Lucky Ladies – one of the better side bets

I generally stay away from side bets when playing blackjack, but if you want to dabble, Lucky Ladies blackjack is definitely one of the better variants purely due to the number of potential ways that you can get a payout. Always remember to follow optimum blackjack strategy when playing this side bet version.

Varied RTP depending on Luck Ladies pay table

The RTP isn’t set for blackjack Lucky Ladies – this is because different game versions have different payouts for card combinations. However, most Luck Ladies variants will have an RTP hovering around 93.82%.

Average payout table for Lucky Ladies

The average payouts are as follows for the following card combinations with the Lucky Ladies side bet:

  • Lucky Ladies (2 Queen of Hearts) – 125:1
  • Matched 20 – 19:1
  • Suited 20 – 9:1
  • Any 20 – 2:1
  • Single Queen – 1:1
  • Single Face Card – Refund side bet

Other blackjack side bets

Lucky Ladies is one of the most popular blackjack side bets but others include Perfect Pairs, Dealer Bust, Three of a Kind, Over/Under 13, Royal Match, and 21+3.

Publish Date: 21.01.2025
Fact checked by: Alex Cabal

How do you play Lucky Ladies Blackjack?

So, what is Lucky Ladies blackjack? Well, while Buster Blackjack concentrates on the dealer busting, Lucky Ladies Blackjack is all about Queens and face cards. This is a type of side bet that you can place in addition to your standard blackjack bet. You can then get a payout based on different card combinations for your first two face up cards.

To play Lucky Ladies blackjack you can do the following:

  1. Click one of the links from the banners on this page to open a casino featuring Lucky Ladies blackjack.
  2. Register an account.
  3. Claim the relevant welcome bonus for your location.
  4. Login to your account using your new details.
  5. Find a blackjack game that has the Lucky Ladies side bet and open it.
  6. Place your standard blackjack bet.
  7. Place your Lucky Ladies side bet.
  8. Play through the hand.
  9. Rinse and repeat.

That’s it! Just remember that the game might not specifically be called Lucky Ladies blackjack – this is because many different blackjack versions have different side bets. The closest standalone game for this side bet is Blackjack Lucky Ladies developed by reputable software developer TaDa Gaming. You can find this version of the game at many of the recommended casinos on the banners on this page.

How the Lucky Ladies side bet works

Lucky Ladies Blackjack is a side bet. This means that you have to pay an additional fee on top of your standard blackjack hand value. For example, you might bet $5 on your hand, and $1 for the Lucky Ladies side bet – the two bet values don’t have to be the same either, but there is usually a minimum side bet value of $1 – the same as standard blackjack hands.

Like Three Card Poker, whether your Lucky Ladies side bet pays out or not depends on the combination of cards you get. In most variants of this side bet, the card combinations are for your cards only – some variants can include the dealer cards too. For Lucky Ladies, it’s all about Queens, the total of 20, and face cards, and the following combinations:

NameCard CombinationPayout
Lucky Ladies2 Queen of Hearts125:1
Matched 202 Face Cards of the same suit (i.e. 2 Kings)19:1
Suited 202 cards of the same suit that equal 209:1
Any 20Any 2 cards that equal 202:1
Queen of HeartsA single Queen of Hearts1:1
Face CardAny single face cardRefunds your side bet

If you get any of the above card combinations, you win or get a refund. Get anything else and you lose your side bet, but you can still win your standard blackjack hand. Lucky Ladies Blackjack odds are better than many other blackjack side bets, which is one of the reasons why this variant is so popular.

Blackjack Lucky Ladies highlights

Now that you know how utilize this side bet in your blackjack gameplay, here’s a quick breakdown of the main highlights of Lucky Ladies:

  • Played with 2-8 card decks only.
  • Usually available in single-hand and multi-hand variants.
  • The most popular version is from developer TaDa Gaming.
  • The minimum Lucky Lady side bet is usually $1 or your equivalent local currency.
  • The maximum payout is usually 125:1 if you get 2 Queens.
  • The Lucky Ladies side bet can be taken on any hand you play.

It’s important to note that you don’t have to take the Lucky Ladies Blackjack side bet on every hand – as with any side bet, it’s completely optional. Treating it as such is probably the best way to go too.

Can you play Lucky Ladies Blackjack on mobile?

Yes! Like Buster Blackjack and other variants, Lucky Ladies Blackjack is available on mobile devices. You can see a list of recommended online casinos on the banners on this page where this game is available. Depending on your location, they will have either a downloadable mobile app or a mobile-responsive browser version that you can play on Android and iOS smartphones.

I recommend playing the game in portrait mode as this usually results in a better game resolution and I find that the controls are easier to use in this mode. This generally isn’t a live casino game either so a high-speed internet connection isn’t as important and if your game crashes you will usually be able to reload it and continue from where it crashed.

Conclusion – Give the side bets a try

Whenever I play blackjack online I take a look at the different side bets and game versions. I rate Lucky Ladies as one of the better options available. This is because it has multiple ways you can win, with most variants offering 6 different Lucky Ladies blackjack payout combinations ranging from 2 Queen of hearts to a single face card. Worse case scenario, you at least have a decent chance of getting a refund on your side bet which is something you don’t get on side bets like 21+3 and dealer bust.

If you want to use the Lucky Ladies side bet, I recommend analyzing the gameplay and not taking the side bet on every hand. Find a side bet strategy that works for you and stick with it. As with any blackjack variant, it’s also important to use optimum blackjack strategy and stick to a standard game plan to maximize your chances of winning.

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Lucky Ladies Blackjack FAQ

🎲 What is the RTP of the Lucky Ladies side bet?

The average RTP for this side bet is around 93.82% but this varies depending on the exact version you are using and the winning combinations the game supports – it can be much higher or much lower than this.

♠️ What is Lucky Ladies Blackjack?

Lucky Ladies is a type of Blackjack side bet involving face cards – particularly Queens. The highest payout for this side bet is when you get 2x Queen of Hearts as your initial 2 face cards and this typically gives a payout of 125:1.

💰 Is it worth taking the Lucky Ladies side bet in blackjack?

Using any side bet in blackjack can be risky. Lucky Ladies is considered one of the better side bet options though due to the higher number of potential winning combinations.

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