
The best payout online casino typically has high RTPs, quality games, secure payment options, and impressive bonuses. Such a site offers assurances of fairness through independent testing bodies or provably fair systems.
Online casinos with high return to player (RTP) ratios offer potentially better returns over time. That is primarily because a larger percentage of your bet contributes to the winnings, unlike casinos with low RTPs. There are other reasons why high payouts matter, which I’ll discuss as we proceed. I’ll also cover the top criteria for identifying these sites.
The RTP in a game refers to the percentage of wagered funds that the game will return to the player over a prolonged period. Every game has a specific RTP based on its game mechanics. For slots, the game providers calculate the percentage over millions of spins. As such, I don’t recommend using the game RTP to estimate your winnings when playing with a budget.
When hosting games, online gaming sites are required to ensure that every player has fair winning chances. This is where regulatory bodies and independent testing agencies come in. They ensure gaming sites under their jurisdictions do not manipulate the games in any way. Providers also subject their games to regular audits to ensure fairness.
Although the casino’s payout percentage and RTP mean the percentage of staked money returned, they are calculated differently. RTPs are calculated in individual games, but the casino’s payout percentage is calculated from the total average of all the games in the casino’s library.
RTPs from game providers are usually known as theoretical RTPs, while the casino’s payout percentage is known as the actual site’s RTP. The table below highlights the primary differences between theoretical and actual RTPs:
RTP | Description |
Theoretical RTP | This is a predetermined percentage that a casino game is designed to return over a long period. The game developer calculates it using variables like the paytable, hit probability, and the game’s rules. |
Actual RTP | This is the percentage a game has returned to players over a specific period. It is calculated in a real-world casino environment by dividing the total winnings paid out by the total wagers made. |
The theoretical RTP remains fixed regardless of player habits or individual gameplay. On the other hand, actual RTPs are influenced by random number generators, betting patterns, the number of players, and the length of the measurement period.
Actual RTPs can fluctuate significantly over short periods, depending on the wins or losses within such periods. Nonetheless, I recommend sites with an average payout percentage of 97%. 96% is still considered good, but always aim for something higher.
While the RTP primarily defines the best payout casino online, I must point out another crucial area you should consider in the games: volatility. It does not change the RTP, but it will affect how frequently and how much you win.
Online casinos use random number generators (RNG) to ensure their games and RTPs are fair. Some games, especially online slots, have variable RTPs. Such variance typically comes when you activate specific bonus features.
Note that variable RTPs do not affect a game’s fairness. Some sites, especially the crypto casinos, have provably fair systems where you can verify a game’s fairness directly. For sites that do not have such verification systems for their players, I recommend looking out for certifications from independent testing agencies.
One reason you should pick casinos with high payouts is the access to games with high payouts. You’ll find blackjack, baccarat, video poker, and other games with high payouts on such sites. These are games where the odds are theoretically in your favor in the long run. This is unlike games with high house edges, which tend to favor the casino more in the long run.
The following are things to consider to get the online casino best payout rates:
Casinos you consider should be those that openly publish their payout percentages or make this information readily available for interested players. Note that they may or may not include the individual RTPs of each game in their report. Such information can be found in the games themselves.
Publishing the payout percentage is half the story. The other half is ensuring that such information is accurate. For that, I recommend looking for certifications from independent testing bodies. These bodies not only verify the payout percentage but also verify that the site’s random number generator is free from manipulation. In other words, the games are fair.
eCOGRA and iTest Labs are prominent independent testing agencies. Once they verify or certify an online casino, you’ll see their seal of approval on such sites. This information is typically at the footer of the casino’s homepage.
Some games have higher RTPs than others. For example, blackjack games typically have a 99% RTP compared to roulette websites that feature roulette games with an average RTP of 97%. Live shows, video poker, and baccarat are also prominent for their high RTPs. Slots typically have RTPs around 96%, but some have percentages up to 99%.
Some notable games and their popular RTPs are as follows:
Besides the regular games, I also recommend progressive jackpots. These offer much higher payout potentials, and the jackpots grow in real time. However, note that the odds of winning progressive jackpots are generally lower than regular slots.
The licensing information for most casinos can be found in the footer or the “About Us” page. Details typically included are the licensing body, the license number, the registration address, and information about the company handling payments (if there’s a third-party payment service).
Ensure that these details are clearly stated. I also recommend double-checking the license number to see if the casino’s license is still active or valid. You can do that by cross-checking the license number on the licensing body’s database.
As for reputation, independent reviews should be the first thing you consider when going through your casino online list. These reviews typically contain information on the firsthand gaming experience and payout. Pay attention to the payout and consider the following:
Another thing to consider is the payout method. Some payout methods have faster processing times than others. Cryptocurrencies and e-wallets are among the fastest on most online gaming sites.
The payout methods should be fast and also support your local currency. That will remove any delays or bottlenecks that come with international currency conversions, especially if you want to have the funds in your local bank account.
After considering the payout methods for the best online casino with fast payout, also look at the withdrawal efficiency. By that, I mean how fast the casino approves and processes payments.
Look out for casinos that process withdrawal requests instantaneously or, at most, within an hour. You can also read up on independent player reviews to see if the casino actually keeps to its word of processing withdrawals quickly.
Fees should also be part of your considerations. While most operators have zero withdrawal fees, the processing methods (banking services) may have charges. Note that such charges will reduce your final payout.
Responsive and helpful customer support is vital in resolving payout-related issues. Live chat is my top recommended customer support option because of its quick response time. Emails are also effective, but I mostly opt for them when I have screenshots or documents to submit.
Telephone support is another option you should look out for. Although not quite as widespread as live chat, it is equally responsive and helpful. Social media support like Telegram and Discord is advantageous to have. These typically provide platforms where players can communicate with each other and the casino.
A few things can help you get the most out of your gaming experience and maximize your payouts. These range from the game types you play to the bonuses available. Here’s what I recommend you do:
Go for blackjack, video poker, plinko, slots, and other games with high RTP values. With such games, you have an increased probability of winning over time. Games with high RTPs also help with completing wagering requirements, especially slots that typically contribute 100% to the wagering requirement.
Games with low volatility pay small wins frequently. Those with high volatility pay higher wins but less regularly. For options with balanced risk-reward ratios, you’ll have to pick those with medium volatility.
Ensure you pick volatility based on how much risk you can tolerate. You can also go for slots with variable volatilities, like Might Symbols: Seven. Typically, such slots provide a meter where you can adjust the volatility. The volatility may also vary when you purchase specific bonus features, just like the RTP.
No deposit bonuses, including under 1 hour withdrawal casino no deposit bonus deals, are typically available to new players. However, some have high wagering requirements (50x or above). High wagering requirements are tougher to fulfill.
I recommend picking bonuses with wagering requirements of 30x or below. You can also find casinos with zero wagering requirements. Such sites are the best choices for quickly redeeming bonuses and withdrawing your winnings.
The best payout online casino real money bonuses you can get include:
These offers may be available once, weekly, or periodically. Free spins are limited to slots and may be part of a deposit bonus. In addition to the above offers, consider the casino’s loyalty or VIP program. These programs may have more bonuses (cash and free spins), especially the level-up rewards.
While focusing on the payouts of the best payout online casinos, ensure you play the games responsibly. I recommend going for sites with responsible gaming tools like deposit limits, wager limits, timeouts, regular updates on your gaming activities, win limits, and loss limits. You can take breaks from gaming when the need arises.
Playing responsibly is vital to avoiding excessive losses and setting yourself up to maximize the high payouts at these sites.
The following are pros and cons you should keep in mind when dealing with these kinds of gaming sites:
The best payout online casinos should be at the top of your list when considering new gaming sites. Their fairness, provision of high RTP games, and potential for better returns over time make them the better choice compared to sites with lower payout percentages. The bonuses can also be valuable when trying out new games.
Yes, it is safe to play if the casino is licensed and certified. You can also look out for safety features like SSL encryption and firewalls.
The withdrawal speed depends primarily on the payment method. Some payment methods, like cryptocurrencies, offer instant payments, while others may take hours to process payments.
Yes, these sites typically offer bonuses, like welcome deals, deposit matches, free spins, cashback, and reload deals.