What are the plus points and pitfalls of credit card casino transactions?
Whipping out the plastic has to be one of the easiest and most convenient ways to pay for casino play online; it’s also the most obvious route for the majority of players. But are credit card casinos all they’re cracked up to be? And what potential pain points can they throw up?
The pros and cons of using credit cards at online casinos
Advantages
- Fast and convenient
- No additional apps, software, or technical know-how required
- Decent deposit and withdrawal processing times
- Credit card transactions are covered by stringent consumer protection laws
Disadvantages
- Credit card transactions are vulnerable to fraudsters
- Fees may apply when making deposits and withdrawals
How to make a casino deposit using a credit card
Without wishing to insult your intelligence (since credit card transactions are that gosh darn simple), here are the steps you’ll need to deposit funds into your casino account using a credit card.
Step 1
Choose the amount you wish to deposit.
Step 2
Input personal details, including your name, address, and contact information. Note, too, that if this is your first time making a deposit, you may need to pass KYC-style verification checks first.
Step 3
Add your credit card details; sites will typically require the 16-digit card number, expiry date, and the three-digit CVV on the reverse of the card.
Step 4
Tap continue to process your deposit.
Step 5
Depending on your credit card issuer, you may need to verify your purchase online or in an app. Do that as quickly as possible to ensure your deposit is processed successfully.
Can you withdraw casino winnings using a credit card?
Sure you can. However, it is worth remembering that you’ll pay some pretty hefty fees to withdraw winnings from
Mastercard casinos
or similar to your credit card of choice. Here’s how it works:
Step 1
Log in to your casino account and tap through to the cashier page.
Step 2
Review the amount of winnings you’re able to withdraw. Remember, you’ll need to meet the casino’s minimum withdrawal limit and wagering requirements before you can request an exchange of funds.
Step 3
All good? Select ‘make a withdrawal’ to launch the cashout process.
Step 4
Enter the amount you wish to withdraw before adding your credit card details.
Step 5
Assuming that no further verification checks are needed, you should be good to go.
What is the verification process for credit card casinos?
Before you can deposit or withdraw cash at an online casino, you’ll need to pass verification checks. This is standard practice on most (if not all) online gaming platforms, so it makes no difference whether you’re using standard
VISA casinos
that accept credit cards or their BTC-accepting crypto counterparts.
So, what exactly is the verification process when using credit cards at online casinos? Here are some essentials to remember.
- Casinos will typically ask for personal information including:
- Your name
- Your date of birth
- Your full-time permanent address
- To verify this information, you may need to upload proof, such as a copy of your driver’s license or passport and a recent utility bill.
Provided the information you submit is correct, up to date, and complete, credit card casino verification should be an easy-breezy process.
How long do credit card casino transactions take?
Credit card deposits and withdrawals are usually pretty speedy. You can expect:
- Deposits:
Instant or within a couple of minutes
- Withdrawals:
This varies more, with some payouts taking an hour and others over a week. The speed at which your casino processes withdrawal requests does play a factor here.
Are there any fees for using online casinos with credit cards?
One of the key downsides to using a credit card at online casinos is the associated fees. Most credit card issuers class gambling-related transactions as “cash equivalent” payments, so charge a 3-5% “Cash Advance Fee” for deposits and an additional fee for withdrawals. That’s on top of any standalone processing fees tacked on by the casino (check this in your brand’s T&Cs).
Is accessing casinos with credit cards safe?
Using a credit card is one of the safest ways to make casino deposits and withdrawals, particularly in contrast with the equivalent
PayPal casinos. That’s because mainstream credit cards from the likes of MasterCard and VISA are protected by a range of consumer protection protocols.
The best casinos that accept credit cards
All that you have to do is to check out any of the featured casino sites in the banners of this page, and the chances are that they will take credit card payments. This means that you can simply make your card payments and instantly look forward to using the funds for playing a vast range of online casino games. Even if the casino doesn’t take credit cards, you should be able to use some of the following payment methods:
If the casino site takes credit cards, there is a strong chance that it will also accept debit card payments with trusted brands like Visa and Mastercard.
More casino sites are starting to accept ewallet brands such as PayPal, Neteller, Skrill and Payz. Ewallets offer you a convenient, fast and secure way to fund your casino gaming, although ewallet payments might not always qualify for some welcome bonuses.
Prepaid cards like Paysafecard offer you a simple way to make your casino deposits, although you can’t usually make withdrawals with this payment method.
You should be able to make a bank transfer at most casino sites. While this offers you high security and decent limits, bank transfers can be notoriously slow.
More gamers are starting to use cryptos like Bitcoin, Ethereum and Dogecoin for their casino gaming. This has the advantage of letting you make payments across borders and there is also the fact that most cryptos aren’t tied to any currency.
Tips for choosing the best credit card casinos online
Not satisfied with my recommendations listed above? Don’t worry, I’m not offended. If you prefer to go it alone and carry out your own research into the best casino sites that accept credit card payments, here are a couple of points that I would prioritize.
| What to look for |
Worth noting |
| Competitive bonuses |
Bonuses can sweeten the deal when signing up for a new casino site, so whether you’re hoping to pay with a credit card or join
Paysafecard casinos, be sure to compare what’s out there as a priority. |
| Game variety |
Don’t get sidetracked by boring stuff like payment options and forget to check out a brand’s games library. After all, having fun is what we’re all here for, right? Look for brands with reputable game studios on board, as well as a mix of slots, tables, and live casino games. |
| Customer support |
I can’t tell you the amount of people I’ve met who have had a bad experience playing casino games online, facing problems that could easily have been avoided if the brand in question had better customer support in place. As such, make sure you research a casino’s customer service offering thoroughly, including contact options and response rates. |
Are credit card casinos a good option in 2023?
Paying by plastic might sound a little prehistoric in 2023, but if this guide has proven anything, it’s that credit cards still warrant a place on the accepted payment lists of the world’s hottest casino sites. From tight security to sheer convenience, credit cards offer a ton of benefits from a player standpoint, so it’s no wonder that the likes of Stake.com, GG.Bet, and BC.Game continue to accept them as a legitimate way to make casino deposits and withdrawals.
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Credit card casino FAQs
💳 Can I use a credit card to make online casino deposits?
That depends on a range of factors, including where you live and the casino site you’re using. Most casino brands do accept deposits and withdrawals via credit card, but you will need to check the T&Cs.
💵 Will I pay fees for using a credit card on casino sites?
Potentially, yes. Credit card issuers typically charge a small fee of up to 5% of the total transaction value, along with additional processing fees. I’d recommend checking your card issuer’s terms for more information.
🤔 Is it safe to use credit cards on casino sites?
Yes. While credit and debit cards are an easy target for fraudsters, additional security measures implemented by casinos – including two-factor authentication – are helping with this. Plus, most credit cards are covered by robust consumer protection laws.
