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Using Instant Bank Transfer on McLuck: Deposits and Withdrawals Explained

Last Updated on 30.05.2025
Fact checked by: Adan Cabal

McLuck instant bank transfer is the only option for the submission of cash prize redemption requests, once you’ve met all the attached requirements. The only alternative to this is via a gift card, which is also popular among players.

However, while the minimum threshold requirements for gift card and cash prize redemptions are not the same, the use of only bank transfer is a drawback to players who prefer e-wallets like PayPal and Skrill. But then, it comes with its own advantages, including security. Later on, I’ll tell you everything you need to know about the McLuck’s redemption process.

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A quick look at the coins you can use on McLuck

Like most sweepstakes casinos, McLuck also makes use of two virtual coins: Gold Coins and Sweepstakes Coins that you can use to play any of the over 1000 casino-style games it offers in fun and promotional modes. Before telling you more about these coins, the sweepstakes operator offers a welcome package of 7,500 Gold Coins and 2.5 Sweepstakes Coins that you can claim without the need to enter any McLuck casino promo code. You can also claim an extra 150% bonus on your first purchase if it’s worth $9.99. That said, let’s take a close look at these coins below:

  • Gold Coins (GC): Gold Coins are actually used for fun games and have no real-life value, meaning you can spin the reels and enjoy McLuck’s game offerings purely for entertainment without the chance to redeem any winnings. Purchasing GC from the coin store is optional, so you can decide to claim McLuck’s daily login rewards, referral bonuses, and many more.
  • Sweepstakes Coins (SC): Sweepstakes Coins, on the other hand, have redemption potential and are used by players to enter promotional gameplay. Any winnings from the gameplay can be redeemed for cash prizes or gift cards, provided you’ve accumulated up to their minimum thresholds. However, unlike GC, you can’t purchase SC from the store. You can only get more of the coins from your promotional gameplay or by claiming any of the available bonuses.
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Advantages of the McLuck instant bank transfers

While a lot of players might not like the idea of instant bank transfer as the only option available for cash prize redemption on McLuck, here are some of its advantages:

  • Advanced security: One quality you can’t take away from the McLuck instant bank transfer is its assured security. Your personal and financial information is encrypted and safeguarded throughout the redemption process.
  • Suitable for substantial redemption: If you manage to win a substantial amount of SC from your promotional gameplay, McLuck’s instant bank transfer is the best option to use for your cash prize redemption. It’s much better than using e-wallets when it comes to limits.

Notable McLuck’s redemption terms you should know

I know that sometimes it can feel like a very hard task, reading through the sweepstakes rules of most sites, but the following table contains some of the notable McLuck’s terms regarding prize redemption:

Playthrough requirementThere’s a 1x playthrough requirement attached to all the bonus SC you claim on McLuck. Note that this requirement doesn’t apply to your winnings from sweepstakes contests.
Minimum redemption thresholdUnlike other sites where the limits are higher, you can redeem your SC for gift cards once you’ve accumulated up to 10 redeemable SC. However, you’ll need to have up to 75 SC for a cash prize redemption.
EligibilityAll players in the US who are at least 18 years old and are not based in Alabama, Delaware, Georgia, Idaho, Kentucky, Nevada, Louisiana, Michigan, Montana, or Washington are eligible.

How to redeem your SC for cash prizes via McLuck’s instant bank transfer to your bank account

If you’ve met all the McLuck’s redemption requirements, including account verification, playthrough requirement, and minimum threshold, you can follow the simple steps below to redeem your first cash prize:

  • Log in to your McLuck account
  • Tap the “Redeem” button on the left-hand side of your screen.
  • Select “cash prize” as your redemption option
  • Input the number of SC you wish to redeem
  • Enter your bank details and submit the request

Once you’ve submitted the request, it will need to pass through some verifications from the sweepstakes casino. However, during the verification period, your request can be rejected if there are discrepancies between the address on your ID and the one on your bank account – you’ll be informed accordingly to provide the correct information. Moving on, while the verification process can take more time, most reviews I’ve seen concerning McLuck’s instant bank transfer on Reddit suggest that it’s mostly done within 24 hours.

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Some of the challenges you might come across with the McLuck instant bank transfer

While the McLuck instant bank transfer comes with some advantages, here are some of the issues that you might face with it:

🕰️ Bureaucratic Delays

Despite being labeled “instant,” the actual processing time can be slowed down by internal verification checks. This is because your redemption request can be put on hold or rejected if there are any discrepancies in your account details, causing unnecessary delays that can frustrate players.

💳 No Support for E-Wallet

If you’re one of those players who prefer the easy e-wallet ways, the McLuck instant bank transfer, which is the only available option for cash prize redemption, can be quite disappointing.

🚫 Canceled Redemption Requests

This is another challenge with the McLuck instant bank transfer, because the bank details you provided can be outrightly rejected during verification, causing more delays in the McLuck redemption time frame. However, you’ll be informed and required to provide alternative bank details.

McLuck instant bank transfer pros and cons

While the McLuck instant bank transfer is a great option for cash prize redemption, here are some of its pros and cons:

Pros and Cons
Pros and Cons
  • Security of your personal details is assured
  • Great for substantial cash prize redemptions
  • Straightforward process
  • Bureaucratic delays

McLuck’s redemption option summed up: A secure but limited route 

To wrap up, McLuck’s instant bank transfer offers a secure and relatively simple way for players to redeem their Sweepstakes Coins for cash prizes. However, while I appreciate its security and simplicity, the unavailability of other faster options like PayPal, Skrill, Google Pay, and Apple Pay can be a major drawback. On the bright side, the instant transfer is the best option for players who might want to redeem a substantial number of SC.

That said, while players can also choose to redeem their SC for gift cards, I appreciate the fair redemption terms that McLuck offers, plus its generous bonuses, which include daily login rewards and referral bonuses. After all is said and done, if you like all that the site offers regarding redemptions and want to enjoy its services, you can quickly create an account by tapping its registration link on the banner of this page.

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McLuck instant bank transfer faq

💰 What is the McLuck cash prize redemption payment option?

Currently, McLuck only allows cash prize redemption through instant bank transfer, provided you’ve met all of the conditions attached, including the playthrough requirement and minimum threshold.

📉 What is the minimum SC required for a cash prize redemption on McLuck?

You must have accumulated up to 75 redeemable SC before you can submit a cash prize redemption request on McLuck. However, if you have just 10 redeemable SC, you can redeem them for a gift card.

❌ What happens if my bank details are incorrect or don’t match my ID?

Your redemption request might be rejected, and you’ll be informed to provide the correct details or alternative bank information. The best way to avoid this type of delay is to provide your correct details during account verification.

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